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Healthcare allowance

Anyone living or working in the Netherlands is legally required to have basic health insurance. This ensures coverage for medical expenses and guarantees access to necessary healthcare services. When you begin working with MAATT, we can help arrange this health insurance for you. The monthly premium will be directly deducted from your salary. But did you know that you might be eligible for a healthcare allowance? This allowance can help reduce the cost of your health insurance, depending on your income and personal situation.

What is a healthcare allowance?

If your gross income is less than €39,500 per year, you may qualify for a healthcare allowance. This is a monthly financial contribution provided by the Dutch government to help make health insurance more affordable. Depending on your income level, this allowance could be as high as €131 per month.

What counts as annual income?

Your gross annual income, also referred to as your yearly salary, includes all the income you earn in a year from work.
To estimate your gross annual income, multiply your gross weekly salary (including allowances) by 52 weeks and add 8.33% for holiday pay. For instance:

  • Weekly salary (including allowances): €576.93
  • Calculation: €576.93 × 52 weeks = €30,000.36
  • Add holiday pay: €30,000.36 + 8.33% = €32,400.38

This total represents your gross annual income. For a more accurate figure, refer to the SV-loon on your payslip.

Indicative healthcare allowance amounts

Refer to the table below for an approximate idea of the allowance you could receive:

Gross annual income Monthly amount
€26.000 or lower €131
€28.500 €130
€29.500 €118
€30.500 €107
€33.000 €78
€35.000 €55
€37.000 €33
€38.500 €15
€39.500 €4

How does applying for a healthcare allowance work through MAATT?

At MAATT, we make the process of applying for a healthcare allowance easy and hassle-free. For a monthly fee of €4.84, we handle the entire application and administrative process on your behalf.

What do you need to do?

  1. Express your interest: Let us know that you wish to apply for a healthcare allowance.
  2. Authorization form: Our team will prepare an authorization form for you to sign, giving us permission to submit the application on your behalf.
  3. Eligibility check: Using your estimated gross annual income, we assess your eligibility and calculate the allowance amount you may be entitled to.
  4. Response time: You will receive an update on the outcome of your application within 4 weeks.

What happens next?

  • Receiving the allowance: Once approved, your healthcare allowance will be deposited into your bank account every 3 months.
  • Automatic cancellation: If your employment with MAATT ends, the allowance will automatically be discontinued to avoid unexpected costs.

Questions?

If you have any questions about healthcare allowance, don’t hesitate to contact your MAATT representative. We’re here to help!